For those of you battling the flu, stay warm, get your rest, and drink plenty of liquids. With a 6-day contagious time frame, Paul has been home, coughing, and miserable.

Our children have had fevers off and on this week, and our family is resting this weekend.

In looking at the calendar, January is almost over. With only about half of the items from the Planning for Success series ^[2] on my schedule, I am adding the following deposits, transfers, and payments reminders as I get my desk back in order:

16. Verify Paycheck Deductions: Planning for Success – Day 26 ^[3]

If you have not checked your paycheck deductions yet for 2014 and you’ve received a paycheck, please schedule a time. I shared in this scheduling post ^[4] how forgetting to check the pay stubs created a mess at the end of the year.

17. Establish Automatic Transfers: Planning for Success – Day 27 ^[5]

For those who already have automatic transfers setup, just check them to make sure the amounts are fitting your current situation. If you need to put more in savings or pay more down on a loan, then you can adjust your automatic transfers to save time from manually making them.

18. Setup Bill Pay: Planning for Success – Day 12 ^[6]

The bill pay option is so nice. I love being able to just add the amount of the monthly bill, schedule it, and forget about it.

Having just checked each bill pay option to verify that payment is sent to the correct address on the billing statement and that all recurring payments are accurate, we are good to go. Checking these accounts for accuracy, I pay the bills each month knowing that all is correct.

In using time wisely to check your deposits, transfers, and payments, you will know where you money is going without spending lots of time following up on when the payment posted.

With the payday noted on my calendar, I refrain from checking it off until I look over the pay stub. With the transfers and bill pay options, I record the due dates on my calendar.

As you continue scheduling 2014, mark the items you need to help you pay your bills on time without late fees or spending unnecessary time paying manually. Happy scheduling!

Question: Do you use automatic transfer and bill pay options?